SME Loans

SME Lending Made Easy for Small Businesses.

Are you running a small business and constantly struggling to make your way in the market?

What are SME Loans?

SMEs are tailor-made loans to meet the financial requirements of your business. Small enterprises borrow these loans to cover their day-to-day expenses.

The government has introduced new schemes to SMEs to get a loan up to S$1 million with low-interest rates. So if you are looking SME lending Singapore to expand your business or have cash flow issues running your business, SME lender are a perfect choice.

SME loans are the best choice for small businesses as it provides the fastest money to borrowers due to its simple application process. Small enterprises are in instant need of money, and SME lending ensures to provide the fastest cash.

Financing is the key to make your business successful. We have a team of professionals who have years of experience in this field, and they have sorted and identified the best loan options for your various SMEs. Here we will discuss what SME lending is, their eligibility criteria, the process of applying, and lastly, where can you get the best SME lending with low-interest rates. We are familiar with all the struggles of small enterprises. It is undoubtedly very hard to run a small business, but the right financing supports it; it can go a long way.

How is an SME Loan Beneficial for Your Business?

Small enterprises usually face financial problems; they need some help financially to boost their business. Moreover, the banking system has strict criteria, and also they don’t lend loans to small businesses easily because the risk comes along. Where should they go for help? Lucky Credit88 is here at your service, providing you safe and secure money instantly. Apply for loans now if your business is going through tough times. We have got your back, the chances of approval are high, and the application process is also very time-saving.

How to Apply for SME Loans?

The procedure is simple and easy to apply for SME lending Singapore. If you meet the eligibility criteria, then apply by following the given steps.

Step 1

Fill in the application form with all the required information and attach all the necessary documents mentioned in the application like your bank statement, financial statement, etc.

Note: If any of the required documents are missing, the approval process may be delay. You can contact our team if you have any confusion while filling the application.

Step 2

After approval of your application for an SME loan from the broker in Singapore, you are contacted immediately for further discussions regarding your loan needs. You are always welcome to ask us to tailor the loan amount, tenure, and repayments.

Note: Most probably, you will be contacted within 24 hours.

Step 3

After all the procedure is done, you will get the cash within the same day to carry out your business activities without delays.

Note: you can always track the status of your application to know if it has been approved or not.

Amount and Tenure of SME Loan

The maximum funding your business can get depends upon various factors like revenue size, industry, cash flow positions, etc.

The minimum tenure is up to 1 year, whereas the maximum tenure of an SME loan is up to 5 years.

Note: The period of repayments and the amount for a loan given are negotiable according to your ease.

Does a Good Credit Score Matter?

When you go to banks for borrowing loans, they have strict criteria, and they also consider your credit score. So if you have a bad credit score, it will highly affect your loan application.

Imagine you are in urgent need of cash and because you have a bad credit history, your application gets rejected? Would you let that opportunity of starting a new project go just like that? We know you don’t want that, so it’s better to be efficient and stay on the safe side forgo SME loan broker Singapore who has high approval rates and less stringent criteria.

Lucky Credit88 are among the licensed SME lenders in Singapore; we provide loans despite your credit score. Get instant financial support for your business without collateral.

How To Select An SME Loan?

With so many types of business loans, how to select one for your business? Well, the answers lie in the size of your business and your current need.

SME Loans For Short-Term Needs:

The most important thing to keep in mind while selecting a loan is to keep in mind the one that meets your business’s needs. For instance, if you are looking to meet your short-term obligations or one-time purchase, those micro SME loans are best for you.

SME Loans With Greater Funds

Sometimes, you need financial support to expand your business, start a new project, purchase an expensive asset like heavy machinery, etc. In such a scenario, you require larger funds. And you will apply for working capital loans SME.

Address your needs before applying for a loan because only then will you know the type of loan you require. After the selection of loans, go for comparing the interest rates and tenure of loans. It is done to make sure you select the loan with the lowest interest and low fees to decrease the total cost of your business

SME Services At Lucky Credit88

Lucky Credit88 is a licensed money lender company serving their clients for many years, and we are the number one choice of many clients; there is a reason behind it.

  • Low-interest rate – save up to 30% – 50% loan interest cost.
  • Secure and faster funding
  • Higher chances of approval
  • Stress-free approach and risk-free funding
  • Higher funding
  • No collateral

Why Choose Us?

Are you in urgent need of money, but the lengthy loan process and high-interest rates scare you? Don’t let this become a reason for your success; we provide fast cash approvals at Lucky Credit88. Moreover, the application process is very simple.

We have a team of trusted advisors who will tell you the loan services most suitable for you. We offer sincere customer service.

Are You Looking For The Best SME Loan Broker In Singapore?

Lucky Credit88 is a licensed and trusted money lender service in Singapore, solving your urgent cash problems for many years. Our friendly, active, and efficient staff are always at your service, and all your data is safe with us. Please don’t sit back and worry about cash flow it’s time to apply for a loan and say hello to a brighter future.

We have dealt with countless customers over the years and all of them a satisfied and put their trust in us, the reason behind it is our quick response, professional and right attitude to meeting the needs of customers. Please get in touch with our team if you have any queries.

Don’t wait up; fill the application and get an instant reply from us. We would be happy to help you.


Eligibility Criteria For SME Loans?

Following are the requirements for SME lending Singapore.

  • Permanent resident of Singapore
  • At least one year of operating business in Singapore
  • Annual turnover of S$100 (at least)
  • Employment size not more than 200 employees
  • Minimum 30% shareholding by Singaporean


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